{"id":3829,"date":"2022-06-01T10:13:25","date_gmt":"2022-06-01T09:13:25","guid":{"rendered":"https:\/\/cloud9accountingteam.co.uk\/?p=3829"},"modified":"2026-11-06T14:49:58","modified_gmt":"2026-11-06T14:49:58","slug":"high-income-child-benefit-charge-not-just-for-higher-rate-taxpayers","status":"publish","type":"post","link":"https:\/\/cloud9accountingteam.co.uk\/sk\/high-income-child-benefit-charge-not-just-for-higher-rate-taxpayers\/","title":{"rendered":"High Income Child Benefit Charge: The \u00a360,000\u2013\u00a380,000 Rules"},"content":{"rendered":"<p><em>Last reviewed: November 2026<\/em><\/p>\n<p>The High Income Child Benefit Charge (HICBC) applies if you or your partner have income over <strong>\u00a360,000<\/strong>. It takes back 1% of your Child Benefit for every \u00a3200 over \u00a360,000, so at <strong>\u00a380,000<\/strong> the whole amount is repaid. These thresholds have applied since April 2024; before that the charge started at \u00a350,000.<\/p>\n<h3>Who pays<\/h3>\n<p>The partner with the higher income pays the charge, even if the other partner receives the Child Benefit. It is based on each person\u2019s own income, not household income.<\/p>\n<h3>How to pay<\/h3>\n<ul>\n<li>Through <strong>Self Assessment<\/strong> if you already file a tax return, for example because you are self-employed or have savings income.<\/li>\n<li>Otherwise you can usually pay it through <strong>PAYE<\/strong> by adjusting your tax code.<\/li>\n<\/ul>\n<h3>Ways to reduce it<\/h3>\n<ul>\n<li>Pension contributions reduce the income used for the test.<\/li>\n<li>Gift Aid donations also count.<\/li>\n<li>Directors can plan salary and dividends to stay below \u00a360,000.<\/li>\n<\/ul>\n<p>If your income is over \u00a380,000, it can still be worth claiming Child Benefit and opting out of payments, to protect National Insurance credits for a parent at home.<\/p>\n<p>We\u2019ll check whether the charge applies and how much you could save. <a href=\"https:\/\/cloud9accountingteam.co.uk\/sk\/contact\/\">Ozvite sa n\u00e1m<\/a>.<\/p>\n<p><small>Sources: <a href=\"https:\/\/www.gov.uk\/child-benefit-tax-charge\" target=\"_blank\" rel=\"noopener\">GOV.UK \u2013 High Income Child Benefit Charge<\/a>.<\/small><\/p>","protected":false},"excerpt":{"rendered":"<p>Last reviewed: November 2026 The High Income Child Benefit Charge (HICBC) applies if you or your partner have income over \u00a360,000. It takes back 1% of your Child Benefit for every \u00a3200 over \u00a360,000, so at \u00a380,000 the whole amount is repaid. These thresholds have applied since April 2024; before that the charge started at [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":3830,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_templately_pack_id":"","_templately_imported_at":"","_templately_source":"","_templately_import_session_id":"","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3829","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>High Income Child Benefit Charge: The \u00a360,000\u2013\u00a380,000 Rules - Cloud 9 Accounting Team<\/title>\n<meta name=\"description\" content=\"The High Income Child Benefit Charge starts at \u00a360,000 and takes back all Child Benefit at \u00a380,000. 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